In today’s fast-paced digital world, Australians want quick, reliable, and easy ways to compare insurance products. That’s where iSelect steps in. As one of Australia’s most well-known comparison platforms, iSelect claims to help you save both time and money by offering a range of insurance, financial, and utility comparison services in one place.
But how good is iSelect in 2025? Has it improved over the years, or is it still limited by its commission-based model? In this honest iSelect insurance review, we’ll break down its key features, pros, cons, and whether it’s worth using in 2025.
What is iSelect?
Founded in 2000, iSelect is an Australian comparison website that lets users evaluate policies and prices from a wide range of service providers. The platform covers:
- Health Insurance
- Life Insurance
- Car Insurance
- Home & Contents Insurance
- Travel Insurance
- Electricity & Gas
- Broadband & NBN Plans
- Home Loans & Credit Cards
iSelect partners with dozens of insurers and providers to give you side-by-side comparisons, making the decision-making process faster and easier.
How iSelect Works in 2025
The process is simple:
- Choose a category (e.g., health insurance).
- Enter your details, such as age, location, and coverage preferences.
- Compare results – iSelect displays relevant policies from its network of partners.
- Choose and apply – You can sign up online or speak with a consultant for more help.
In 2025, iSelect has upgraded its user interface, making it faster and mobile-optimized, with more real-time quote accuracy and improved filtering options.
Key Features of iSelect in 2025
🔍 Wide Product Range
From insurance to utilities and personal finance, iSelect provides comparisons for a broad range of categories — ideal for users looking to streamline their financial decisions.
📞 Free Expert Advice
For complex needs like life insurance or income protection, users can speak directly with licensed advisors for personalized recommendations.
📊 Easy-to-Use Interface
In 2025, iSelect’s interface is more intuitive than ever. You can filter by premium, coverage level, excess amount, and more.
🔄 Real-Time Updates
Many of the listed policies now feature real-time pricing and updated promotional offers, helping users catch discounts and seasonal deals.
🛡️ Trusted Providers
iSelect only lists insurers and service providers who meet their vetting criteria, offering added peace of mind.
Pros of Using iSelect in 2025
✅ Time-Saving
Rather than visiting multiple insurer websites, you can compare dozens of policies in minutes.
✅ Free Service
iSelect remains completely free to use — there are no hidden charges for users.
✅ Transparent Comparisons
Policy information is clearly displayed, helping you compare coverage, price, inclusions, and exclusions.
✅ Excellent for Health Insurance
Health insurance remains iSelect’s strongest category. With improved filtering and updated policy data, it’s ideal for users switching from public to private cover or upgrading their plan.
✅ Helpful Phone Support
Whether you’re unsure about coverage or have special requirements, iSelect’s support team is well-trained and available during extended hours.
Cons of Using iSelect in 2025
❌ Limited to Partner Providers
iSelect only shows policies from insurers it partners with. This means you may not see options from some major Australian providers who don’t pay to be listed.
❌ Not Always the Cheapest
Because it doesn’t include every available insurer, the absolute cheapest option might not appear in your comparison results.
❌ Commission-Driven Model
iSelect earns a commission when users purchase through their platform. While they claim to maintain transparency, this model may introduce subtle promotional bias.
❌ Some Filters Require a Call
Not all advanced filters are available in the online comparison. For niche needs (like pre-existing health conditions), you may need to call an advisor.
iSelect Insurance Categories Breakdown (2025)
| Insurance Type | Features and Benefits | Best For |
|---|---|---|
| Health Insurance | Compare extras & hospital cover, gap payments, waiting periods | Families, seniors, individuals switching from public cover |
| Life Insurance | Term life, income protection, TPD, trauma cover | Breadwinners, parents, high-risk jobs |
| Car Insurance | Comprehensive, third-party, CTP, excess and repair options | Drivers seeking fast, budget-friendly quotes |
| Home & Contents | Building, contents, renters, and landlord cover | Homeowners and renters |
| Travel Insurance | Domestic & international, single or annual trips, medical evacuation cover | Frequent travelers, students, families |
iSelect vs Other Comparison Sites (2025)
| Feature | iSelect | Compare The Market | Finder |
|---|---|---|---|
| Health Insurance | ✅ Excellent | ✅ Good | ✅ Good |
| Life Insurance | ✅ Yes | ✅ Yes | ✅ Yes |
| Car Insurance | ✅ Yes | ✅ Yes | ✅ Yes |
| Utilities & Broadband | ✅ Yes | ✅ Yes | ✅ Yes |
| Expert Phone Advice | ✅ Available | ✅ Available | ❌ No |
| Market Coverage | 🔶 Moderate | 🔶 Moderate | ✅ Wide |
| User Experience (2025) | ✅ Improved | ✅ Improved | ✅ Good |
Who Should Use iSelect in 2025?
iSelect is ideal for:
- First-time insurance buyers needing simplified comparisons.
- Busy individuals who want to save time researching.
- People looking for a guided experience, especially for life and health insurance.
- Users who value phone consultation with experts before making a decision.
Who Should Skip iSelect?
You may want to explore other options if:
- You want to compare every provider in the market, including non-partners.
- You’re confident negotiating directly with insurers for custom quotes.
- You’re strictly focused on finding the lowest premium available.
Final Verdict: Is iSelect Worth Using in 2025?
Yes — iSelect is still a valuable tool for Australians comparing insurance and utility products in 2025. Its ease of use, updated UI, free phone support, and time-saving comparisons make it a great starting point for most users.
However, for savvy shoppers looking for 100% market transparency and the cheapest policy possible, it’s smart to cross-check a few options outside the platform.
Use iSelect as a powerful comparison tool, but make your final decision with full awareness of what it does — and doesn’t — include.
FAQs – iSelect Insurance 2025
❓ Is iSelect free?
Yes, iSelect is 100% free for users. They earn a commission from partner insurers when you purchase through their site.
❓ Can I trust iSelect’s recommendations?
Mostly yes — iSelect provides accurate and transparent comparisons from its partners, but it doesn’t include every provider in Australia.
❓ Does iSelect guarantee the best price?
No. While it can help you find competitive deals, some cheaper policies from non-partner insurers won’t be listed.