When it comes to finding the right insurance policy in Australia, the process can be confusing, time-consuming, and costly if you don’t know where to look. That’s where iSelect comes in — a leading Australian comparison service that helps users quickly compare insurance options and find policies that suit their needs and budget. In this review, we’ll explore how iSelect helps you save time and money on health, car, and life insurance in 2025.
Whether you’re switching insurers or buying coverage for the first time, this honest and comprehensive review will help you decide if iSelect is the right tool for you.
What is iSelect?
iSelect is one of Australia’s most trusted comparison platforms, offering side-by-side comparisons for a wide range of products including:
- Health insurance
- Car insurance
- Life insurance
- Energy and internet plans
- Travel insurance
- Home loans and credit cards
Established in 2000, iSelect has helped millions of Australians make smarter financial decisions by connecting them with policies from a wide network of partner providers. Its key selling point? Convenience, clarity, and cost savings.
How iSelect Works
The process of using iSelect is quick and user-friendly:
- Choose an insurance type (e.g., health, car, life).
- Fill out a short questionnaire with details like your age, location, and preferences.
- View comparison results from multiple insurance companies.
- Apply online or speak to an expert for personalized help.
In 2025, iSelect’s platform has been improved with faster load times, mobile responsiveness, and enhanced filtering options, making it easier to find the perfect plan in just minutes.
1. iSelect Health Insurance: Tailored to Your Needs
✔️ Compare Policies from Leading Insurers
iSelect partners with many of Australia’s top health insurers, letting you compare hospital, extras, and combined coverage in real-time.
✔️ Find Affordable Cover
You can easily adjust your excess level, waiting periods, and extras to fit your budget — ideal for families, singles, and retirees alike.
✔️ Switch & Save
iSelect can help you switch providers with minimal paperwork. In some cases, waiting periods are waived when you move to a similar policy with a new insurer.
Best For:
- People upgrading from Medicare to private insurance
- Those wanting to avoid the Medicare Levy Surcharge
- Families needing extras like dental and optical cover
2. iSelect Car Insurance: Fast & Easy Quotes
✔️ Compare Comprehensive, Third-Party, and CTP
iSelect allows users to compare various levels of cover, including options for young drivers, low-kilometre use, and multi-vehicle discounts.
✔️ Get Quotes in Minutes
The online form takes only a few minutes, and you’ll receive quotes from a range of well-known insurers, such as Budget Direct, NRMA, and more.
✔️ Flexible Excess and Add-Ons
You can customize your policy with optional features like roadside assistance, windscreen repair, and hire car cover.
Best For:
- First-time car buyers
- Drivers looking to reduce premiums
- People needing quick coverage after vehicle purchase
3. iSelect Life Insurance: Secure Your Future
✔️ Range of Coverage Options
Compare term life, TPD (Total and Permanent Disability), trauma, and income protection insurance in one place.
✔️ Expert Phone Advice
Because life insurance can be complex, iSelect offers free consultations with qualified advisors to help you choose the right plan.
✔️ Peace of Mind
Many providers offer automatic acceptance and quick processing for policies under certain coverage limits.
Best For:
- Parents, professionals, and small business owners
- Those with existing mortgages or financial dependents
- Australians wanting to protect their income and legacy
Pros of Using iSelect
✅ Saves Time
No more bouncing between insurer websites. iSelect gives you side-by-side comparisons within minutes.
✅ Free to Use
There are no hidden costs for users. iSelect makes money from the insurers it partners with.
✅ Expert Support
For complex policies, expert advisors can help you understand the fine print and avoid mistakes.
✅ Trusted Providers
All listed insurers go through a vetting process, ensuring reliable and secure options.
✅ Transparent Comparisons
Quotes clearly show premiums, exclusions, and coverage details — making decisions easier.
Cons of Using iSelect
❌ Limited Market Coverage
iSelect only shows policies from insurers it partners with. You may miss out on offers from non-partner companies.
❌ Commission-Based Recommendations
While unbiased in appearance, the platform earns commissions, which could affect which options are promoted.
❌ Phone Call May Be Required
For more personalized options, such as for health conditions or niche coverage, a phone consultation may be necessary.
Is iSelect Safe and Legit?
Yes, iSelect is a fully licensed and regulated Australian business, operating under ASIC guidelines. With over two decades in the industry, iSelect is considered safe, secure, and trustworthy. They also have a privacy policy in place to protect your personal information.
Comparison: iSelect vs. Other Platforms
| Feature | iSelect | Compare The Market | Finder |
|---|---|---|---|
| Health Insurance Comparison | ✅ Yes | ✅ Yes | ✅ Yes |
| Car Insurance Quotes | ✅ Yes | ✅ Yes | ✅ Yes |
| Life Insurance Advice | ✅ Phone Help | ✅ Phone Help | ❌ No |
| Full Market Coverage | 🔶 Partial | 🔶 Partial | ✅ Wider |
| User Experience | ✅ Modern UI | ✅ Easy to Use | ✅ Good |
Tips for Using iSelect to Save More
- Use filters wisely – Adjust your excess or coverage level to find cheaper options.
- Ask questions – Don’t hesitate to call their experts for tailored advice.
- Look for offers – Some insurers offer gift cards or discounts through iSelect.
- Review the PDS – Always read the Product Disclosure Statement before signing up.
- Compare externally too – Cross-check at least one other site or direct provider.
Final Verdict: Is iSelect Worth Using?
If you want a quick, trustworthy, and easy way to compare health, car, and life insurance in Australia, iSelect is one of the best tools available in 2025.
It’s ideal for:
- First-time buyers
- Families and professionals
- Anyone looking to save time and money
- People needing expert help with complex insurance products
However, it’s always smart to cross-check with other sources for the most complete view of the market.
Rating: 4.5 out of 5 ⭐⭐⭐⭐☆
FAQs – iSelect Insurance Comparison
❓ Is iSelect really free?
Yes, iSelect is completely free to use. It earns revenue through insurer commissions.
❓ Does iSelect compare all insurers?
No, it only shows options from its partners. Some insurers may not be listed.
❓ Can I trust their insurance recommendations?
Yes, but it’s best to combine iSelect results with other platforms for a full picture.